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First Mortgage Rates

Actual interest rates, APR's and fees may vary based on credit history and/or equity
30 Year Fixed Rate
 Rate  APR  Points
 5.500%  5.538%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 5.500%  5.551%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.875%  4.938%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.715%  0.000%
1/1/30 Year Adjustable Rate
 Rate  APR  Points
 4.500%  3.381%  0.000%
3/1/30 Year Adjustable Rate
 Rate  APR  Points
 4.625%  3.592%  0.000%
3/1/40 Year Adjustable Rate
 Rate  APR  Points
 4.750%  3.550%  0.000%
5/1/30 Year Adjustable Rate
 Rate  APR  Points
 4.625%  3.775%  0.000%
5/1/40 Year Adjustable Rate
 Rate  APR  Points
 4.750%  3.717%  0.000%
6/2/30 Year Adjustable Rate
 Rate  APR  Points
 5.000%  4.390%  0.000%
6/2/40 Year Adjustable Rate
 Rate  APR  Points
 5.500%  4.488%  0.000%
10/1/30 Year Adjustable Rate
 Rate  APR  Points
 5.250%  4.553%  0.000%
Assumptions



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