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First Mortgage Rates

Actual interest rates, APR's and fees may vary based on credit history and/or equity
30 Year Fixed Rate
 Rate  APR  Points
 5.000%  5.039%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.875%  4.928%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.442%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.471%  0.000%
1/1/30 Year Adjustable Rate
 Rate  APR  Points
 4.000%  3.228%  0.000%
3/1/30 Year Adjustable Rate
 Rate  APR  Points
 4.125%  3.382%  0.000%
3/1/40 Year Adjustable Rate
 Rate  APR  Points
 4.250%  3.355%  0.000%
5/1/30 Year Adjustable Rate
 Rate  APR  Points
 4.250%  3.558%  0.000%
5/1/40 Year Adjustable Rate
 Rate  APR  Points
 4.375%  3.515%  0.000%
6/2/30 Year Adjustable Rate
 Rate  APR  Points
 4.500%  4.029%  0.000%
6/2/40 Year Adjustable Rate
 Rate  APR  Points
 5.125%  4.185%  0.000%
10/1/30 Year Adjustable Rate
 Rate  APR  Points
 5.000%  4.343%  0.000%
Assumptions



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